Performance indicators
Since our first bond financing in 2023, we have financed more than €210,000,000 solely through the community. Discover the detail of our performance indicators and statistics related to the various real estate operations financed by our real estate crowdfunding platform.
Past performance is not a reliable indicator of future performance. Investing involves risks.
| Reference | Item | 2023 | 2024 | 2025 | 2026 | Total |
|---|---|---|---|---|---|---|
| General indicators | ||||||
| A | Number of projects | 12 | 69 | 147 | 39 | 267 |
| B | Nominal financed | 5 869 670€ | 63 711 000€ | 169 138 000€ | 49 400 000€ | 288 118 670€ |
| C | Weighted average loan term (in months) | 81 | 27 | 21 | 17 | 23 |
| Repayments | ||||||
| D | Weighted average annual rate | 7.44% | 10.78% | 10.14% | 9.23% | 10.07% |
| E | Capital repaid | 1 474 200€ | 28 025 228€ | 23 354 259€ | 331 000€ | 53 184 687€ |
| F | Share of capital repaid | 25.12% | 43.99% | 13.81% | 0.67% | 18.46% |
| G | Interest paid | 835 774€ | 8 495 516€ | 11 247 024€ | 475 821€ | 21 054 136€ |
| H | Capital not repaid | 4 395 470€ | 35 685 772€ | 145 783 741€ | 49 069 000€ | 234 933 983€ |
| Repayment details | ||||||
| Fully repaid | ||||||
| I | Number of projects | 3 | 30 | 22 | - | 55 |
| J | Nominal repaid | 1 007 200€ | 25 038 000€ | 9 096 000€ | 0€ | 35 141 200€ |
| K | Interest paid | 72 631€ | 3 081 585€ | 443 564€ | 0€ | 3 597 780€ |
| Outstanding tracking | ||||||
| L | Number of projects | 9 | 29 | 94 | 39 | 171 |
| M | Nominal repaid / Nominal outstanding | 467 000€ / 4 395 470€ | 2 870 044€ / 18 868 956€ | 5 358 755€ / 111 650 245€ | 331 000€ / 49 069 000€ | 9 026 798€ / 183 983 672€ |
| N | Interest paid / Interest remaining to be paid / Overdue interest | 788 446€ / 1 463 452€ / 0€ | 3 534 827€ / 2 515 138€ / 0€ | 8 242 157€ / 13 808 070€ / 0€ | 741 164€ / 5 616 498€ / 0€ | 13 306 594€ / 23 403 157€ / 0€ |
| Interest delay of 0 to 3 months | ||||||
| OA | Number of projects | - | 7 | 24 | - | 31 |
| PA | Nominal repaid / Nominal outstanding | 0€ / 0€ | 117 184€ / 10 466 816€ | 7 365 505€ / 19 656 495€ | 0€ / 0€ | 7 482 689€ / 30 123 311€ |
| QA | Interest paid / Interest remaining to be paid by maturity | 0€ / 0€ | 1 617 488€ / 2 439 441€ | 2 232 931€ / 2 268 766€ | 0€ / 0€ | 3 850 419€ / 4 708 207€ |
| Delay of 0 to 6 months | ||||||
| O | Number of projects | - | - | - | - | - |
| P | Nominal repaid / Nominal outstanding | - | - | - | - | - |
| Q | Interest paid / Interest remaining to be paid | - | - | - | - | - |
| Delay of more than 6 months | ||||||
| R | Number of projects | - | - | - | - | - |
| S | Nominal repaid / Nominal outstanding | - | - | - | - | - |
| T | Interest paid / Interest remaining to be paid | - | - | - | - | - |
| Collective or judicial proceedings | ||||||
| U | Number of projects | - | 3 | 7 | - | 10 |
| V | Nominal repaid / Nominal outstanding | 0€ / 0€ | 0€ / 6 350 000€ | 1 534 000€ / 14 477 000€ | 0€ / 0€ | 1 534 000€ / 20 827 000€ |
| W | Interest paid / Interest remaining to be paid / Overdue interest | 0€ / 0€ / 0€ | 282 583€ / 1 219 874€ / 880 597€ | 903 876€ / 1 169 320€ / 1 225 957€ | 0€ / 0€ / 0€ | 1 186 459€ / 2 389 194€ / 2 106 554€ |
| Definitive loss | ||||||
| X | Number of projects | - | - | - | - | - |
| Y | Nominal repaid / Nominal outstanding | - | - | - | - | - |
| Z | Interest paid / Interest remaining to be paid | - | - | - | - | - |
| Returns | ||||||
| 1 | Internal rate of return (net of fees) | 7.44% | 9.40% | 9.42% | 9.23% | 9.34% |
| 2 | Maximum possible internal rate of return | 7.44% | 10.78% | 10.14% | 9.23% | 10.07% |
| 3 | Observed annual cost of risk | 0.00% | 1.38% | 0.72% | 0.00% | 0.73% |