COMMUNAUTÉ BRICKS 2 · 2026 COMMUNITY FUNDRAISING

Become a shareholder
in Bricks.

Let’s build the digital bank for real estate together.

From €10, subscribe for ordinary shares in Communauté Bricks 2 and participate indirectly in the development of Groupe Bricks.

Read the DIS and risks

Capital at risk. Resale and dividends are not guaranteed.

€5M in non-binding expressions of interest

Non-binding registration, with no reservation of shares. Capital at risk; resale and dividends are not guaranteed.

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Google Play · 2,500+ reviews

4.8/5

3.2k ratings

Reviews of the platform and app, consulted on 30 September 2026. They do not concern the CB2 offer.

Non-binding expressions of interest declared to Bricks. These amounts are not funds raised.

From €10

DIS tranche: €11,999,990 maximumDIS tranche: < €12M

Promotional communication. Risk of partial or total capital loss, illiquidity and dilution. Resale and dividends are not guaranteed. The offer has no AMF-approved prospectus. The summary information document (DIS) is available in “Documents”.

community members

755,000+

in projects funded

€440M+

projects supported

390+

projects fully repaid

Operational data provided by Bricks, September 2026. The amount financed is not revenue.

As featured in

THE NEXT CHAPTER

Your money. Your projects. One experience.

Our ambition: bring real estate investing, savings and financing together in one app.

Save. Invest. Finance.

Connect what you do today with what you want to build for tomorrow.

THE BANKING PROJECT

IzolaBANK

Acquisition agreement signed

Bricks has signed to acquire Izola Bank.

Our ambition: bring real estate investing and banking services together in one app.

Explore the banking project

Agreement signed on 14 September 2026 through Azure Financial Limited. Acquisition subject to MFSA/ECB approvals and contractual conditions. Planned services are not yet available.

What will the funds raised be used for?

Contribute to the acquisition of Izola Bank

Finance part of the bank’s acquisition price.

Strengthen the bank’s capital

Support its financial strength and capacity to develop.

Strengthen Bricks’ resources

Strengthen the group’s equity and cash position to support its development.

CB2 invests 100% of completed subscriptions in Groupe Bricks. First issue: €15M maximum and €11.5M minimum, net of withdrawals and cancellations. DIS offer: €11,999,990 maximum; separate offer: €3,000,010, with no transfer of capacity. This fundraising does not guarantee full funding of the programme. The acquisition remains subject to approvals and contractual conditions.

THE VISION

The next chapter. With you.

Cédric O’Neill, founder of Bricks, shares the ambition behind this new chapter.

A WORD FROM THE FOUNDER

Why the next chapter starts with you.

Explore the vision

“We opened a door to real estate investing. Together, it’s up to us to write the next chapter.”

Cédric O’Neill

Founder of Bricks

Explore the vision

They’ve already joined the adventure.

Tony Parker

Basketball player & investor

Thibaud Elzière

Entrepreneur · Hexa

Renaud Visage

Entrepreneur · Eventbrite

Julien Cheyssial

Entrepreneur · MeilleursAgents

Existing investors in Bricks. Their presence does not imply participation in this fundraising round.

WHAT YOU ARE BUYING

A share in the future of Bricks.

You subscribe for ordinary shares in Communauté Bricks 2 (CB2), which invests in Groupe Bricks. Your holding in the group is indirect.

YOUR INVESTMENT

From €10

An amount of your choice, in multiples of €10.

€12M

DIS tranche cap: €11,999,990

Non-binding registration of interest, with no reservation of shares.

VALUATION FOR THIS FUNDRAISING ROUND

€290M

Valuation of Groupe Bricks by Beaulieu & Co as at 29 September 2026, before the capital contribution. The report is available with the offer documents.

This valuation does not guarantee the future value or resale price of your CB2 shares.

01You choose your investment
02Communauté Bricks 2 brings investors together
03Groupe Bricks develops its activities

Cumulative subscriptions by the same subscriber strictly below €100,000: DIS offer capped at €11,999,990. Separate offer from €100,000: €3,000,010 maximum. First issue: €15M maximum; common minimum of €11.5M in valid, fully paid, retained and maintained subscriptions after withdrawals and cancellations. Each offer keeps its own ranking; capacity is not reallocated between offers.

YOUR PLACE IN THE ADVENTURE

At every tier, a closer connection.

Choose your amount. Discover the benefits associated with your investment.

Invest according to your means, never to reach a tier.

Community benefits are subject to the programme terms and provide no return or special voting rights. One CB2 share = one vote. From €100,000, a separate offer and its documentation apply.

YOUR SUBSCRIPTION

Read the documents. Understand your rights.

The modified DIS dated 22 October 2026 sets out the new terms of the first issue. The offer documents explain how to subscribe and your rights.

01
Read the modified DIS
Read the modified DIS, its appendices and the documents applicable to your offer before committing.
02
Your rights remain preserved
Seven full calendar days to cancel without fees, starting the day after effective individual notification of the modified documents. More favourable existing rights remain preserved.

For a new subscription, sign the applicable form and documents before paying under your individual instructions. The initial four-day withdrawal period starts the day after the form is signed.

GOING FURTHER

A pathway tailored to your situation.

Tax, liquidity and support: information to review before participating.

Your tax options

IR-PME

Eligibility must be assessed according to your situation and the legal conditions. No tax benefit is guaranteed under the offer.

PEA-PME

Before subscribing through a PEA-PME, have your account provider confirm that the shares are eligible and accepted.

Contribution and sale · 150-0 B ter

Investing through a holding company requires checking the legal reinvestment conditions with your adviser. No tax benefit is guaranteed.

RESALE & LIQUIDITY

Reselling your shares.
A project to develop.

Secondary marketUnder consideration · No guaranteed date

A resale service is being considered in the Bricks app. No organised market for CB2 shares is available as at the date of the DIS.

No opening date, liquidity, counterparty or resale price is guaranteed. Share transfers are governed by CB2’s articles of association.

Your project deserves a conversation.

PEA-PME, holding company or a significant investment: our team is here to help.

Talk to the team

THE BRICKS COMMUNITY

They experience Bricks. They share their stories.

Their feedback on the app and property projects financed on Bricks, which are separate from an investment in CB2 shares.

Peeters Cedric

Community member

“Bricks is easy to use and lets you invest small amounts across a large number of projects.”

Sarouma

Community member

“Bricks is a platform for investing in real estate, an alternative for those who cannot obtain a property loan.”

As featured in

UNDERSTAND BEFORE PARTICIPATING

Your investment documents.

Download the offer documents to review your rights, the terms and the associated risks. Documents are provided in French.

Modified DIS dated 22 October 2026

The short version of the terms, risks and rights

Full modified DIS and appendices

22 October 2026 version, signed corporate acts and supporting documents

Share issuance and subscription agreement

22 October 2026 version — first issue capped at €15M

Amending corporate acts dated 21 October 2026

Reports, decisions and acts signed on 22 October, with audit trail

Fundraising presentation

Presentation updated on 22 October 2026

Beaulieu & Co valuation report

The valuation of Groupe Bricks — signed report

Articles of association of Communauté Bricks 2

The certified and signed articles of association of CB2

Communauté Bricks 2 Kbis extract

The company’s registration as at 29 September 2026

Cédric O’Neill’s CV

The background of the founder of Bricks

Individual notification and cancellation right

22 October 2026 notice and optional cancellation form

Initial EGM dated 28 September 2026

Signed initial decision — €50M overall delegation retained

FREQUENTLY ASKED QUESTIONS

Your questions, simply answered.

Registering your interest is free and non-binding. No money is debited and no shares or allocation are reserved. You remain free to choose your subscription amount. Signing a subscription form is a separate application, subject to the four-day withdrawal right and the allocation conditions in the offer documents.

The four-hour early access announced at opening was for people who had registered their interest. It was separate from withdrawal and cancellation periods and did not reserve shares or guarantee allocation. Each offer has its own ranking based on funds actually credited.

Your expression of interest does not commit you. You choose an amount from €10, in multiples of €10. Each subscription must be paid in full; instalments are not offered. Before any additional payment, contact contact@bricks.co so availability and the applicable documents can be checked. Cumulative subscriptions by the same legal subscriber in the DIS offer must remain strictly below €100,000. A separate offer applies from €100,000, with no transfer of capacity between offers. Invest within your means, never simply to reach a tier.

For a new subscription, read the modified DIS and its appendices, or the separate-offer information, the articles, the issuance and subscription agreement, your form and the separate DPS undertaking. After the required checks, sign the applicable documents and follow your secure individual payment instructions. You become a shareholder after completion of the capital increase and registration of the shares. You hold CB2 shares and an indirect interest in Groupe Bricks, rather than direct shares in Groupe Bricks or Izola Bank.

A new subscription has a four-day contractual withdrawal period, starting the day after the subscription form is signed and ending at 23:59 Paris time on day four. Payment and early closing do not shorten it. Send a clear declaration to contact@bricks.co with subject “Rétractation CB2”, your identity and subscription reference. The sending date and time determine whether the right was exercised in time. CB2 acknowledges receipt on a durable medium and refunds all payments without fees within 30 calendar days of receipt, subject to any more favourable mandatory right. For existing subscriptions, you have seven full calendar days to cancel without fees, starting the day after effective individual notification of the modified documents on a durable medium and ending at 23:59 Paris time on day seven. More favourable existing or individual rights remain preserved.

You may subscribe personally or through a company, subject to the offer terms and checks. The standard PEA-PME route is for individuals investing at least €100,000 in one subscription in the separate offer; this is a condition of this route, rather than a general legal PEA-PME minimum. Have the plan provider confirm eligibility and acceptance before committing or paying. Payment must come from the plan cash account. More favourable individual arrangements remain applicable. No tax benefit is automatic or guaranteed.

The board allocates shares within ten business days after closing, once the applicable withdrawal and cancellation rights have been processed, and notifies you within two business days of its decision. Completion must take place within 30 calendar days after closing with at least €11.5M of valid, fully paid, retained and maintained subscriptions, net of withdrawals and cancellations. The shares are then registered in your name and a holding certificate is provided. Closing is scheduled no later than 30 September 2027 and may be brought forward by the board after the applicable rights have expired. Reaching the minimum does not automatically close the offer. Statutory refund remedies after six months without completion from effective opening remain available.

The first issue is capped at €15M in two fixed offers: €11,999,990 for the DIS offer, subject to the applicable aggregation rules, and €3,000,010 for the separate offer. Unused capacity is not transferred. At least €11.5M of valid, fully paid, retained and maintained subscriptions across the two offers is required, net of withdrawals and cancellations. The DIS offer can reach this minimum on its own; the separate offer cannot. Allocation may be partial or zero. In the separate offer, each allocation is zero or at least €100,000. Unallocated sums are refunded without fees within 30 calendar days of notification. If the minimum is not reached or maintained, or completion does not occur within 30 calendar days after closing, the issue is abandoned. All payments are refunded without fees within 30 calendar days of the earlier of abandonment and expiry of the completion deadline.

No. Unlisted shares carry a risk of partial or total capital loss, dilution and illiquidity. No return, dividend, resale price or repayment on a fixed date is guaranteed. The €290M pre-money reference for Groupe Bricks is based on the dated valuation report of 29 September 2026 and does not guarantee future value. Acquisition and service projects remain subject to the applicable conditions and approvals.

For the DIS offer, payment follows the Lemonway collection agreement: an internal transfer from your active, sufficiently funded Lemonway payment account to the dedicated CB2 collection account, followed by transfer to the authorised capital depositary under the agreed conditions. The subscription and the payment instruction are separate. The offer from €100,000 has its own banking route outside that agreement. PEA-PME payments are organised with the plan bank from its cash account. In every case, follow the secure individual instructions provided before commitment and payment. Receipt of funds does not mean final allocation. CB2 and Bricks charge no subscription, fundraising, management or holding fees for this offer; your bank’s own fees remain governed by your banking agreement.

Each offer has its own ranking and fixed capacity: €11,999,990 for DIS and €3,000,010 for the separate offer. Eligible applications are ranked by the date and time funds are actually credited to the designated receiving account. Ties are resolved by subscription-form signature time, then the sequential application identifier. There is no common ranking or automatic transfer between offers. An intention, transfer instruction or signature alone reserves neither a rank nor shares.

Each ordinary CB2 share carries one vote and proportionate financial rights under the law and articles. Future issues may dilute your interest, including indirectly at Groupe Bricks level. For new subscriptions, the separate DPS undertaking concerns future ordinary-share issues at €10, up to €10M per issue and the remaining capacity of the €50M delegation ending on 28 November 2028. Each waiver must be formalised for the relevant issue; the undertaking does not automatically remove future rights or require further investment.

No organised resale service for CB2 shares is available as at the date of the DIS. A service is being considered, with no guaranteed opening date, buyer, liquidity or resale price. Voluntary sales follow the Bricks.co process required by the articles, including when you find your own buyer. After shares have been issued and registered, send an identified transfer request to contact@bricks.co with subject “Cession d’actions CB2”. Administrative processing does not include finding a buyer or a buyback commitment. Any service terms and fees are provided and accepted before use. Coordinate any PEA-PME sale with the plan provider.

WE BUILD THE NEXT CHAPTER TOGETHER

Bricks is growing. Be part of what comes next.

From €10, become a CB2 shareholder and participate indirectly in the Groupe Bricks project.

Non-binding registration, with no reservation of shares. Capital at risk; resale and dividends are not guaranteed.

Become a shareholder
in Bricks.